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Free, Save & Invest

December 26th 2006 18:48
Hello. Today some free advice (oh my, all kinds of thoughts suddenly come to mind with that comment), some thoughts about after holiday sales, and some info on relatively painless and safe ways to invest online.

For free:

Yesterday I quoted family therapist Tracey Gersten, from a San Francisco Chronicle article. “As we say in my business, of course your family can push your buttons. They installed them.”

If guests are still visiting with you, and there’s a little tension, here are some other hints.

Myth 1:
Drinking is the answer.


It appears that a fair number of folks think drinking will relieve the tension. Possibly. But, there’s also the possibility that you will say something that could last until next Christmas....

Myth 2:
Standing up to whatever family member or friend who tries to bully other folks into their point of view is good, and will change the way things have been handled for years.

Hmmm. Probably not. You might want to take a walk. The dog will like it. This holiday is probably not going to alter anyone’s political, religious, or personal point of view.

Keep in Mind:

Humor is helpful. But, if someone is just going to be a bully, see above comment about going for a walk.

Good luck, folks. Hopefully, your family remembers that they love each other.

Save: After holiday sales:

If you are just back from the mall, or don’t want to go, here’s a site with direct listings to online retailers who are offering sales. Chiff.com


A Reasonable Price For Online Investing:


There are companies like Sharebuilder, Buy and Hold, and Scott Trade where, for a relatively reasonable amount, you can steadily invest in companies you choose. Not companies on which a stockbroker’s get nice commissions (which, I understand, were very nice for brokers this year).

At Sharebuilder, for the basic plan, you can invest weekly, bi-weekly, or monthly automatically (Tuesdays, in the States). Kind of like automatic deposits into a savings account from your paycheck. You can, if you want to time the market, also invest, at a higher cost, in what are called real-time trades.

You determine how much money you want to invest in each stock.

It’s almost 2007. Anything your thinking about changing financially for the new year?

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