http://www.pennysmart.net/ Penny Smart en Wed, 10 Mar 2010 13:49:00 GMT Wed, 10 Mar 2010 13:49:00 GMT info@pennysmart.net info@pennysmart.net http://www.pennysmart.net/health-coverage-for-the-rest-of-us/ According to the United States Bureau of Labor Statistics, the national unemployment rate was at 9.7% last month. Some local unemployment rates are even higher. When money is tight, many... http://www.pennysmart.net/health-coverage-for-the-rest-of-us/#comments http://www.pennysmart.net/health-coverage-for-the-rest-of-us/ Wed, 10 Mar 2010 13:49:00 GMT http://www.pennysmart.net/quick-and-easy-recipe-ideas/ It's been a long day. You're tired. You really don't feel like cooking, but you know you have to do it. Everyone is hungry because it was another late day... http://www.pennysmart.net/quick-and-easy-recipe-ideas/#comments http://www.pennysmart.net/quick-and-easy-recipe-ideas/ Mon, 08 Mar 2010 21:21:00 GMT http://www.pennysmart.net/organization-and-time-management/ Have you ever found yourself wishing that there were more hours in the day? Are you frustrated because you are constantly losing your keys, cell phone, bills, television remote, etc... http://www.pennysmart.net/organization-and-time-management/#comments http://www.pennysmart.net/organization-and-time-management/ Mon, 08 Mar 2010 02:21:00 GMT http://www.pennysmart.net/student-loan-help-for-the-unemployed/ You worked hard, finally made it through college and, at last, landed a job. That job, however, was short lived for whatever reason, or maybe not. Maybe the downward spiral... http://www.pennysmart.net/student-loan-help-for-the-unemployed/#comments http://www.pennysmart.net/student-loan-help-for-the-unemployed/ Fri, 05 Mar 2010 14:45:00 GMT http://www.pennysmart.net/how-to-apply-for-scholarships-grants-and-student-loans/ The current state of the economy is making an already competitive job market even tougher. Many Americans, myself included, are taking a hard look at our workplace marketability and choosing... http://www.pennysmart.net/how-to-apply-for-scholarships-grants-and-student-loans/#comments http://www.pennysmart.net/how-to-apply-for-scholarships-grants-and-student-loans/ Thu, 04 Mar 2010 21:38:00 GMT http://www.pennysmart.net/treehugger-on-a-budget/ Most of us care about the limited resources in our planet. Not all of us, however, can afford to drive hybrid cars, install solar panels in our homes and the... http://www.pennysmart.net/treehugger-on-a-budget/#comments http://www.pennysmart.net/treehugger-on-a-budget/ Wed, 03 Mar 2010 21:35:00 GMT http://www.pennysmart.net/who-manufactures-generic-brands/ Product prices for generic brands are less expensive than those for name brands. Have you ever wondered, however, who manufactures generic, private store label products? Today I was thinking back... http://www.pennysmart.net/who-manufactures-generic-brands/#comments http://www.pennysmart.net/who-manufactures-generic-brands/ Tue, 02 Mar 2010 00:15:00 GMT http://www.pennysmart.net/free-budget-and-meal-plan-templates/ Many people have good intentions when it comes to meal planning, budgeting, and other financial and personal organization tasks. The task of household management can, however, be a very overwhelming... http://www.pennysmart.net/free-budget-and-meal-plan-templates/#comments http://www.pennysmart.net/free-budget-and-meal-plan-templates/ Mon, 01 Mar 2010 15:07:00 GMT http://www.pennysmart.net/basic-budget/ Having a budget can be more liberating than you may realize. A budget is much more than a bunch of numbers on a page consuming hours of your time. It... http://www.pennysmart.net/basic-budget/#comments http://www.pennysmart.net/basic-budget/ Fri, 26 Feb 2010 14:29:00 GMT http://www.pennysmart.net/tired-and-stressed-read-this/ Fatigue is a regular struggle for many of us - men and women alike. For me being tired changes me in physical, mental and emotional ways. I am just not... http://www.pennysmart.net/tired-and-stressed-read-this/#comments http://www.pennysmart.net/tired-and-stressed-read-this/ Wed, 24 Feb 2010 18:55:00 GMT http://www.pennysmart.net/time-management/ There are twenty-four hours in each day. When you are busy, however, those twenty-four hours can seem more like two. So, how can you get more done in a day... http://www.pennysmart.net/time-management/#comments http://www.pennysmart.net/time-management/ Tue, 23 Feb 2010 20:24:00 GMT http://www.pennysmart.net/create-a-more-spacious-feeling-home/ Many of us feel that we can use more space in our homes. How do you create more space? Once you have created more space, how do you make your... http://www.pennysmart.net/create-a-more-spacious-feeling-home/#comments http://www.pennysmart.net/create-a-more-spacious-feeling-home/ Tue, 23 Feb 2010 17:50:00 GMT http://www.pennysmart.net/put-your-food-budget-on-a-diet/ I have mentioned in previous posts some tips for how to save money on groceries and meat, but I would like to tackle another big supermarket budget-buster here - convenience... http://www.pennysmart.net/put-your-food-budget-on-a-diet/#comments http://www.pennysmart.net/put-your-food-budget-on-a-diet/ Mon, 22 Feb 2010 01:26:00 GMT http://www.pennysmart.net/frugal-grocery-store-food-shopping-tips/ Does the thought of cutting your food budget send shivers down your spine? Do you have a tendency to buy impulsively when you shop for groceries? Are supermarkets getting a... http://www.pennysmart.net/frugal-grocery-store-food-shopping-tips/#comments http://www.pennysmart.net/frugal-grocery-store-food-shopping-tips/ Fri, 19 Feb 2010 20:55:00 GMT http://www.pennysmart.net/four-steps-to-basic-house-cleaning/ A dirty house can seem very overwhelming, but you can view your household chores as tangible goals. If you work on one area of your home at a time, house... http://www.pennysmart.net/four-steps-to-basic-house-cleaning/#comments http://www.pennysmart.net/four-steps-to-basic-house-cleaning/ Thu, 18 Feb 2010 16:59:00 GMT