Health Coverage for the Rest of Us
March 10th 2010 13:49
:
How to Save Money On Doctor Bills
According to the United States Bureau of Labor Statistics, the national unemployment rate was at 9.7% last month. Some local unemployment rates are even higher. When money is tight, many of us are forced to make tough choices. Our natural instinct is generally to start with the expenses that take the biggest bites out of our budgets and work from there. One of those big expenses is, unfortunately, health insurance.
I recently heard an advertisement for a health insurance company on television. They said that their premiums started as low as $100 a month. Since I am self insured I know that is a good rate. I cannot help but wonder, however, how many Americans are trying to decide between that $100 a month health insurance premium and having that money to put towards a mortgage or to put food on the table.
Today I came across an article on MSN Money about places where the uninsured can find health insurance. You can read it here.
In addition to the more affordable health care access options mentioned in the MSN article, some pharmacies will offer a cash discount on prescriptions if you do not have insurance, even if you pay with a debit or credit card. Some also have state sponsored prescription discounts available upon request. It never hurts to ask. Prescription drug company AstraZeneca also offers their own patient assistance program. Read more here. Another way to save on medications is the same way you save on groceries, purchase a generic brand. To do so, ask your pharmacist if a generic brand is available for your prescription.
I recently heard an advertisement for a health insurance company on television. They said that their premiums started as low as $100 a month. Since I am self insured I know that is a good rate. I cannot help but wonder, however, how many Americans are trying to decide between that $100 a month health insurance premium and having that money to put towards a mortgage or to put food on the table.
Today I came across an article on MSN Money about places where the uninsured can find health insurance. You can read it here.
In addition to the more affordable health care access options mentioned in the MSN article, some pharmacies will offer a cash discount on prescriptions if you do not have insurance, even if you pay with a debit or credit card. Some also have state sponsored prescription discounts available upon request. It never hurts to ask. Prescription drug company AstraZeneca also offers their own patient assistance program. Read more here. Another way to save on medications is the same way you save on groceries, purchase a generic brand. To do so, ask your pharmacist if a generic brand is available for your prescription.
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