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: Wants and Needs
the difference between wants and needs


The current economy has forced many of us to take a second look at our financial priorities. How many things can we live without? I was asking myself this question in a trip to the dollar store (yes, the dollar store) about an hour ago.


It seems to be the little things that have always tripped me up. The big purchases (for me, "big" is defined as anything over $20.00) have always been easy for me to think twice about. The small ones, however, take a bit more effort to think twice about. Ironically, these small purchases are often the biggest budget busters of all.

On my dollar store trip today, I found myself in the grocery aisle carefully analyzing how I could save a dollar or two on canned and jar goods (I am always careful to check dates but my local Dollar Tree cycles through these pretty quickly, so I haven't found a bad one yet). In the same aisle were two teenage girls, checking out the candy behind me. One said "I want Razzles." The other said "I want Lemon Heads." A few years ago, I probably would have been right there with them. Now that I have grown older and wiser, however, I consider nutritional value very carefully when evaluating wants and needs in food purchases. True, I do occasionally splurge on some chocolate or chewing gum. These decisions now carry much more weight than previously, however.


What are your wants and needs? That's something to think about.
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New Free Products Added Periodically

February 22nd 2012 15:52
: K-Mart Offers Free Samples
With the growing consumer distrust of retail giant Wal-Mart, Target and K-mart are striving to be serious contenders for retail dollars that are slipping away from the department store. K-mart in particular is honing in on value-conscious shoppers like never before. Below are a few ways they are doing so.

save money free cheap low prices


K-Mart's website now features a free sample center which supplies website links to free products. You can find more information at this link. The site also features a printable coupon center (link here) where you can choose and print coupons to take with you to the store, free shipping on select products (link here) and a savings center (link here) with up-to-date information on more ways to save and manage money when shopping at K-mart.
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The hidden cost of buying generic

January 6th 2012 17:06
: When a penny saved isn't a penny earned
I use generic products frequently to save money. I have learned that they are not always the better value, however. It is important to consider overall value when making everyday purchases.

Case in point, I recently switched from my favorite name brand scoopable cat litter to a lower priced generic. The result was an unhappy and even sick cat with diarrhea. Lesson learned.

So, how do you know if a product is a good or bad value for your dollar? Unfortunately, learning what works for you frequently takes trial and error. You win some (like my generic cereal which I think is even better than the name brand) and you lose some (like the kitty litter). Sometimes, however, you can learn from the wisdom and experiences of others by researching products with Consumer Reports, Good Housekeeping and other reputable online sources. You can also get opinions of people just like yourself by asking a question on Yahoo Answers or reading blogs like this one.
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: Free Gifts to Honor Vetrans
veterans day memorial free thank you

Thank you just doesn't seem to be enough to honor our vetrans for everything they give. Some businesses are giving back in the form of free goods and services as a small way to say thank you.

USA Today has the full story on their website. You can check it out at this link (click here).
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Enter to win $500 jackpot sweepstakes

September 17th 2011 13:26
: Earn income at home watching commercials
home based business extra income cash be your own boss varolo


What if I told you could earn money in your spare time at any location with internet access? What if it didn't cost a dime and only took about 10 minutes a day?

Here's how it works: advertisers pay you to watch very short commercials and rate them. You can also earn a revenue share when any friends and family that join your team (they call it a village) watch ads.

Check out a brief informational video at this link: click here for information. The video explains the earning potential you have from growing your own "village" of friends and family who, together with you, watch commercials for a chance to win a $500 jackpot and earn a share of the fee advertisers pay to show their commercials on the website.

The amount you earn varies depending upon how many ads you rate and watch as well as how many ads the people you refer rate and watch as well as the amount an advertiser bids for placing the ad. The video [click here] explains it much better than I can. It says that the more people you refer who watch and the more you personally watch, the more you can make. In other words, it's up to you and your referrals how much you earn and how many jackpot entries you receive.
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E-mealz saves families money

September 7th 2011 15:17
: Meal planning made simple


E-mealz is a growing meal planning website available for less than the price of one latte each week. For only pennies more than the price of a dollar menu or value menu item at a fast food restaurant, you can have a plan to make your own meals at home.

What I love about e-mealz is that it does the research for you. It combines weekly sales and menu planning into an easy to use format that contains a meal plan with easy-to-follow recipes and a grocery list to make grocery shopping much more simple and economical. The plan also makes use of the same ingredient in multiple meals, minimizing meal waste.

Would you like to learn more? Click here to visit their website.



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Free Food for Breakfast

September 7th 2011 13:14
: Chick-fil-A has done it again!
chick fil a free food breakfast promotion september 2011


Chick-fil-A is running another free food promotion. When you make a reservation online at http://www.chick-fil-aforbreakfast.com/Start?source=cfa, you can come in to a local participating restaurant and receive a complimentary breakfast entree between September 6th and 10th 2011. Reservations at my local eatery are available between the hours of 6:30 am and 10:30 am. Official rules for the promotion are available at this website(click here).
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: National Dance Day
free dance lessons, so you think you can dance, national dance day, july 30, 2011


The second annual National Dance Day will be held the final Saturday in July this year. The national television show So You Think You Can Dance will feature three choreographed videos in celebration. Many local dance studios are also offering a free introductory lesson as part of the festivities.

Learn more about National Dance Day on the So You Think You Can Dance blog by clicking here.

Learn more about free local dance lessons by doing a google search for your city and national dance day free lessons or by contacting dance studios in your local area directly.
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: Sears Memorial Day Free Shipping
free shipping memorial day


Sears is offering free shipping from their website (www.sears.com) for products in eligible categories (find categories here).
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Save Five Dollars at Family Dollar

March 30th 2011 20:10
: Family Dollar Coupon
dollar store discount save $5.00


These days we can all use a bit of extra help buying the things we need. I have found the prices at my local dollar stores are some of the best around for basics from cleaning supplies to clothing to items for my food pantry and more.

One dollar store where I shop on a regular basis is Family Dollar. Now through April 5, 2011, Family Dollar is offering $5.00 off a purchase of $25.00 or more. Find more information on their home page at familydollar.com. The Family Dollar website is also a good source of printable store coupons and additional manufacturers coupons.

Happy Saving.
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